Transitional Homeowners - A Path to Coverage for Homeowners Forced Out of Standard Markets
New Product Now Available!
Quote in peteRATER+ Homeowners Product Guide (PDF)
Surplus Lines HO3 for Well-Maintained Homes
In today's market even responsible homeowners can get pushed out of the standard markets... often for bad luck! This Concorde-designed surplus lines homeowners product can be a path to coverage for well-maintained homes 40 years and newer facing challenges with loss frequency / severity (especially wind, hail and water), risk location or carrier withdrawal, until they again qualify for a preferred HO3.
Product & Eligibility Highlights
- Surplus Lines HO3 Coverage with Replacement Cost
- Homes Valued $250,000-1,000,000 ($1,800,000 TIV)
- Broad Claims Appetite - Up to 3 Losses or $300,000 Paid
Any Fire Loss Ineligible - Homes 40 Years and Newer
- Owner and Seasonal/Secondary Occupancies Eligible
- All Protection Classes Eligible (PC 1-10)
- Broad Ownership Appetite - Individual, Trust, LLC & Partnership Eligible
- Online Quote, Pay & Bind with Automated Renewal Process
- Direct Billing on All Accounts with EFT Payment Options
Questions?
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