Carrier: Great Lakes Insurance SE
Even Your Most Difficult Risks are Eligible
Quote in peteRATER+ Dwelling Product Guide (PDF) Product Video Tour
New Quoting Experience in peteRATER+!
We've streamlined the process of writing a Surplus Lines DP1 with Extended Coverage so you can get in, get out and get back out there selling! Designed specifically for accounts with lapses, losses and condition challenges, this product offers online Quote, Pay, Bind, with NO Inspections or Photos required. Just the Basics is perfect for Dwellings, Mobile Homes, Log Homes and other unique construction types. Our team is ready to answer your questions on what fits!
Just the Basics Dwelling Makes Sense When:
- Admitted Markets are NOT an Option
- Claims History is an Issue with Other Carriers
- Lapses in Coverage Exist
- Condition Issues are Present
- Property is Undergoing Renovation
- The Property is a Short Term Rental, AirBnB or VRBO
Product Highlights:
- Surplus Lines DP1 + Extended Coverage (Basic Named Perils + Wind & Hail Included, ACV Loss Settlement)
- Optional Coverages Available - Personal Property & Liability
- Broad Eligiblity - Dwellings & Manufactured Homes, Wide Variety of Construction Types
- All Occupancies & Protection Classes Eligible
- No Waiting! Online Quote, Pay & Bind with No Underwriter Referral
- No Photos or Inspections! No Follow Up Documentation Required on Accounts Bound Online
- No Proof of Prior Coverage Necessary! Lapses are OK
- No Painting the House! Condition Issues Accepted
- No Chasing Payments! Direct Billing for All Accounts with EFT Payment Options Available
- Automatic Renewals! One & done experience for agents and policyholders.
The Process... From Quote to Bind!
- Quote Online in peteRATER+ and "Select this Quote" to proceed to payment and binding options. (Only eligible quotes are given this option.)
- Continue to Payment Options online in peteRATER+ and select a billing plan and payment type. If Credit Card was selected, proceed to Concorde Online Payments, select "I am an agent" and submit the credit card payment,
- Applications and Affidavits are loaded immediately into the quote's documents folder in peteRATER+ after you’ve submitted to bind.
- Send signed forms to: submissions@cgains.com
- Policy Declarations are mailed to the insured and emailed to the agency in about 1-3 business days.
This product does not compete with admitted markets. Agent will need to comply with surplus lines guidelines for their state.
Questions?
We're here to help! Give us a call or book a time for a personal product tour.
Available in the Following States
- Arizona
- Colorado
- Idaho
- Iowa
- Minnesota
- Montana
- Nebraska
- North Dakota
- Oregon
- South Dakota
- Washington
- Wisconsin
- Wyoming
