Cyber Liability with Risk Management by CyberScout

Carrier: Lloyd's

A.M. Best Rating: A XV

Do you know what you’d do if you were hacked? If you had a Cyber Liability policy with Risk Management by Cyberscout, help would be a phone call away. 

Stealing personal data is just the tip of the iceberg. Hackers are now also infiltrating businesses with viruses or ransomware that can cripple day-to-day operations. Do you know what you'd do if suddenly your business's data was wiped out?  Employee Records, Client Records, Inventory, Orders in Progress, Delivery Routes, Accounts Receivable Records, and more.... GONE. It could happen.

Cyber Program Overview - View Our On Demand Webinar

 Our Cyber Program Includes:

RISK MANAGEMENT
All policyholders benefit from complimentary cyber risk management services via CyberScout.

24/7 BREACH RESPONSE
whether an actual breach or just a suspected breach, our expert partners at CyberScout are on hand to manage and minimize impact to the policyholder.

BROAD COVERAGE
Network Security Event Costs
Network Business Interruption
Regulatory Costs
Cyber Crime & Crime Costs (up to $150,000)
Cyber Extortion
Cyber Liability
PCI Fines and Assessments
Media Liability
TRIA (Terrorism Risk Insurance Act) Automatically Included
Worldwide Coverage
Coverage Extends to Owned Subsidiaries - More than 50% owned by the policyholder

MOBILE DEVICES
No restrictions applied to use of unencrypted mobile devices.

ZERO DEDUCTIBLE
applied to policyholder’s own expense/loss (first party claims) associated with a breach as long as our breach expert parters at CyberScout are utilized.

ALWAYS PRIMARY
provided to all policyholders regardless of any other currently available insurance coverage of any kind.

FULL PRIOR ACTS
Coverage provided on all policies regardless of current cyber cover of any form.

MONOLINE COVERAGE
No supporting coverages required.
Minimum Premiums as low as $650.
Limits up to $5,000,000 available.
Businesses with Gross Revenues up to $100,000,000.
Business income waiting period only 8 hours.
Automatic Extended Reporting Period - 60 days.

EASY ONLINE APPLICATION PROCESS
Only 4 questions to secure a premium indication! Easy to complete (1 page) online application for a bindable quote.

Available in the Following States