DUE TO BLIZZARD CONDITIONS, CONCORDE WILL OPEN AT 10:00AM (Central) ON THURSDAY, JANUARY 24.

While we are doing our best to continue responding to clients, you may experience delays in reaching us. Phone staffing may also be minimal throughout the day. We will resume normal operations once the weather permits. Please remember, our online tools including peteRATERAmerican Modern and our online payment app are still available to you! 

Midwest Advantage Homeowners

Carrier: Great Lakes Insurance SE

A.M. Best Rating: A+ XV

This surplus lines program offers HO-3 special form coverage with replacement cost for accounts that do not qualify for standard homeowners coverage. Primary or seasonal site built homes (1983 and newer, Coverage A values of $150,000 and above) in any protection class are eligible. Flexible underwriting is available for wind/hail claims and this program also provides options for accounts with coverage lapses up to 30 days, up to 2 prior water claims, or unrepaired damage from a recent storm loss (acceptable with letter of intent to repair). 

For additional information, please contact our Personal Lines Team.

Submission Requirements

Fully Completed Acord App

For Additional Information Contact:

Julie Berns
Senior Underwriter
800.726.1611 ext. 8946
email

Rating Options

Available in the Following States