Midwest Advantage Homeowners

Carrier: Great Lakes Insurance SE

A.M. Best Rating: A+ XV

This surplus lines program offers HO-3 special form coverage with replacement cost for accounts that do not qualify for standard homeowners coverage. Primary or seasonal site built homes (1983 and newer, Coverage A values of $150,000 and above) in any protection class are eligible. Flexible underwriting is available for wind/hail claims and this program also provides options for accounts with coverage lapses up to 30 days, up to 2 prior water claims, or unrepaired damage from a recent storm loss (acceptable with letter of intent to repair). 

For additional information, please contact our Personal Lines Team.

Submission Requirements

Fully Completed Acord App

For Additional Information Contact:

Julie Berns
Senior Underwriter
800.726.1611 ext. 8946

Rating Options

Available in the Following States