Privacy Policy

1. Collection of Data.
User accounts on our website, www.cgains.com, require a valid e-mail address (your username) and password. Providing us with other information is at your option but highly recommended to keep your account current. Please take note that your user name, e-mail address, or other submissions that you make on this site may contain your real name or other personally identifiable information and, as a result, may appear on this site. Like many web sites, we may also automatically receive general information that is contained in our server log files such as your IP address. Information about how advertising may be served on this site (if at all) is set forth below.

2. Use of Data.
We may use Data to customize and improve your user experience on this site. We will make efforts so that your Data will not be provided to third parties unless (i) provided for otherwise in this Privacy Policy; (ii) we obtain your consent, such as when you choose to opt-in or opt-out to the sharing of Data; (iii) a service provided on our site requires the interaction with or is provided by a third party, by way of example an Application Service Provider; (iv) pursuant to legal process or law enforcement; (v) we find that your use of this site violates our this Policy, Terms of Service, other usage guidelines or as deemed reasonably necessary by us to protect our legal rights and/or property; (vi) or (vi) this site is purchased by a third party whereby that third party will be able to use the Data in the same manner as we can as set forth in this Policy. In the event you choose to use links that appear on our site to visit other web sites, you are advised to read the privacy policies that appear on those sites.

3. Children.
We do not allow persons who are ages eighteen or younger to become members of this site. For more information, please contact our Agency Management team.

4. Editing or Deleting Your Account Information.
You may contact Concorde General Agency at any time to update your user account information that you provided to us at registration by calling 1.800.726.1611 or emailing us. You may request deletion of your user account by contacting our Agency Management Team. Content or other data that you may have provided to us and that is not contained within your user account may continue to remain on our site at our discretion even though your user account is deleted.

5. Changes to this Privacy Policy.
We may make changes to this Policy from time to time. We will notify you of substantial changes to this Policy either by posting a prominent announcement on our site and/or by sending a message to the e-mail address you have provided to us that is contained within your user settings.

6. NO GUARANTEES.
While this Privacy Policy states our standards for maintenance of Data and we will make efforts to meet them, we are not in a position to guarantee these standards. There may be factors beyond our control that may result in disclosure of data. As a consequence, we disclaim any warranties or representations relating to maintenance or nondisclosure of Data.

7. Contact Information.
If you have any questions about this Policy or our web site, please feel free to contact us.